Calgary Co-operative Memorial Society
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                                              Frequently Asked Questions


                                              What Is a Memorial Society?

                                              A memorial society is a group of people who have joined together to obtain dignity, simplicity and economy in funeral arrangements through advanced planning.  Members are from all walks of life and age groups.  All support the principle of simple, preplanned funerals.  

                                              Why Join CCMS?
                                              People who join CCMS receive with their memberships detailed information on services available in our service area(s), and have a reference to an understanding funeral home - a funeral home which has agreed to provide special benefits to CCMS members.

                                              Is Membership Transferable?
                                              Yes and no.  A membership cannot be transferred to another person.  It is, however, transferable to other similar societies throughout Canada.  A nominal fee is charged by the receiving society to cover the cost of transfer. Please click here for a list of Canadian memorial societies.

                                              Is CCMS Part of Calgary Co-op?
                                              No.  We are proud to say we are our own co-operative; however, all Co-op food stores have our information/application brochures at their customer service centres.

                                              Do I Have to Prepay for Funeral Services?
                                              No.  We do not market prepaid services; however, pre-payment may be arranged directly with the funeral service provider in order to lock in currently-priced funeral plans.

                                              What Happens if Death Occurs Away from Home?
                                              There are insurance companies that specialize in providing coverage specific to funeral costs.  Ask your local funeral service provider or check the yellow pages.

                                              What is the Difference Between a Membership Fee and a Records Administration Fee?
                                              A membership fee is paid before death to enroll as a member with CCMS. A records administration fee is paid after death and is collected by the funeral service provider on behalf of CCMS so that we can update our records. 

                                              What are the Benefits of Membership with CCMS?(
                                              1) Economy – The Board of Directors negotiates economically packaged plans for our members.
                                              2) Lower stress level for survivors, who will know exactly what your wishes are, avoiding disagreements.