We are proud to be a co-operative

Co-op's help build a better world

We are a proud part of the international co-operative movement, a powerful global force of over one billion co-operative and credit union members creating lasting prosperity in their communities. 

Co-op values

Co-operatives operate based on the values of self-help, democracy, equality, self-responsibility, equity and solidarity. Co-operative members believe in the ethical values of honesty, openness, social responsibility and caring for others.

 Co-op principles

Regardless of the services provided, cooperatives follow the same seven guiding principles. It is these principles that differentiate co-ops from other forms of business.

1. Voluntary and Open Membership
   ​Cooperatives are voluntary organizations, open to all persons able to use their services and willing to accept the responsibilities of membership, without gender, social, racial, political or religious discrimination.
   
2. Democratic Member Control
   Cooperatives are democratic organizations controlled by their members, who actively participate in setting policies and making decisions.
3. Members’ Economic Participation
   Members contribute equitably to, and democratically control, the capital of their cooperative.
4. Autonomy and Independence
   Cooperatives are autonomous, self-help organizations controlled by their members.
5. Education, Training, and Information 
   Cooperatives provide education and training for their members, elected representatives, managers and employees so they can contribute effectively to the development of their cooperative.
6. Cooperation Among Cooperatives
   Cooperatives serve their members most effectively and strengthen the cooperative movement by working together through local, national, regional and international structures.
7. Concern for Community
   While focusing on member needs, cooperatives work for the sustainable development of their communities through policies accepted by their members.